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Lloyds Banking Group


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Lloyds Banking Group plc is a major British financial institution formed through the acquisition of HBOS by Lloyds TSB in 2009. The Group's history stems from the founding in 1695 by the Parliament of Scotland of the Bank of Scotland, which is the second oldest bank in the United Kingdom. The Group's headquarters is located at 25 Gresham Street in the City of London and its registered office is on The Mound in Edinburgh. Lloyds Banking Group's activities are organised into: Retail Banking ; Commercial; Life, Pensions & Insurance; and Wealth & International. Lloyds' has extensive overseas operations in the US, Europe, the Middle East and Asia.
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  • Origins 

  • Lloyds/TSB merger 

  • Acquisition of HBOS 

  • October 2008 to January 2009 

  • June 2009 to present 

  • Divestment 

  • Private equity 

  • Retail 

  • Insurance 

  • Consumer Finance 

  • Sponsorships and responsible business programmes 

  • Money laundering 

  • Tax avoidance 

  • Complaints via the Financial Ombudsman Service 

  • Islamic Account 

  • Overdraft fees