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Puerto Rico State Insurance Fund Corporation

The Puerto Rico State Insurance Fund Corporation —Spanish: Corporación del Fondo del Seguro del Estado (CFSE)—is a government-owned corporation of Puerto Rico that provides workers' compensation in Puerto Rico. The Corporation is headed by a board of directors appointed by the Governor of Puerto Rico and subject to the advice and consent of the Senate of Puerto Rico. The corporation is effectively a government monopoly on workers' compensation in Puerto Rico as private insurance companies are not allowed to offer workmen's comp while all employers are required by law to insure their employees with the Corporation rates and premiums.


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