PT Bank Mandiri (Persero) Tbk or Bank Mandiri, headquartered in Jakarta, is the largest bank in Indonesia in terms of assets, loans and deposits. Total assets as of Q3 2012 were IDR 588.4 trillion. It also had a Capital Adequacy Ratio (CAR) of 16.08%, Return on Asset (RoA) of 3.45%, and Return on Equity (RoE) of 22.18%. As of September 2012, Bank Mandiri was the largest bank in Indonesia by total assets.